*,:after,:before{box-sizing:border-box;margin:0;padding:0}body,html{height:100%;width:100%;overflow:hidden;font-family:Inter,sans-serif;background:#f5f5f5;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}:root{--bir-red:#ff003c;--bir-red-dark:#cc0030;--bir-red-light:#ff3362;--bir-white:#ffffff;--bir-bg:#f4f4f6;--bir-text:#111318;--bir-text-secondary:#6b7280;--bir-border:#e2e5ec;--bir-input-bg:#efefef}#bir-app{position:fixed;inset:0;display:flex;align-items:center;justify-content:center;background:#f5f5f5}.mobile-frame{position:relative;width:100%;max-width:430px;height:100%;max-height:100dvh;box-shadow:0 0 60px rgba(0,0,0,.18)}.bir-screen,.mobile-frame{overflow:hidden;background:#ffffff;display:flex;flex-direction:column}.bir-screen{position:absolute;inset:0;opacity:0;pointer-events:none;transform:translateX(40px);transition:opacity .32s ease,transform .32s ease}.bir-screen.active{opacity:1;pointer-events:all;transform:translateX(0)}.splash-screen{position:absolute;inset:0;background:var(--bir-red);flex-direction:column;z-index:50;overflow:hidden}.splash-logo-wrap,.splash-screen{display:flex;align-items:center;justify-content:center}.splash-logo-wrap{position:relative;z-index:2}.splash-logo{transform-origin:center center;will-change:transform,opacity}.splash-logo--static{transform:scale(.55);opacity:1}.splash-logo--zoom{animation:birLogoZoom 1.4s cubic-bezier(.22,1,.36,1) forwards}@keyframes birLogoZoom{0%{transform:scale(.55);opacity:1}to{transform:scale(9);opacity:1}}@keyframes spin{to{transform:rotate(1turn)}}@keyframes slideDown{0%{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}@keyframes screenIn{0%{opacity:0;transform:translateX(40px)}to{opacity:1;transform:translateX(0)}}.home-screen{height:100%;display:flex;flex-direction:column;background:#ffffff;overflow-y:auto;overflow-x:hidden;-webkit-overflow-scrolling:touch}.home-top-bar{justify-content:space-between;padding:20px 20px 0}.home-bank-icon,.home-logo-mark,.home-top-bar{display:flex;align-items:center}.home-bank-icon{justify-content:center}.home-body{flex:1 1;display:flex;flex-direction:column;padding:28px 24px 0}.home-title{font-size:26px;font-weight:700;color:var(--bir-text);line-height:1.25;margin-bottom:28px;letter-spacing:-.4px}.bir-input-group{display:flex;flex-direction:column;gap:4px;margin-bottom:14px;background:var(--bir-input-bg);border-radius:16px;padding:12px 18px 10px;cursor:text}.bir-input-label{font-size:12px;font-weight:500;color:var(--bir-text-secondary);letter-spacing:.1px}.bir-input-row{display:flex;align-items:center;gap:6px}.bir-input-prefix{font-size:17px;font-weight:500;color:var(--bir-text);flex-shrink:0;white-space:nowrap}.bir-input-row input{flex:1 1;border:none;background:transparent;font-size:17px;font-family:Inter,sans-serif;font-weight:400;color:var(--bir-text);outline:none;caret-color:var(--bir-red);min-width:0}.bir-input-row input::placeholder{color:#aab0ba}.home-fin-help{align-self:flex-start;margin-top:6px;padding:0;border:0;background:transparent;color:var(--bir-red);font:400 14px Inter,sans-serif;cursor:pointer;text-decoration:underline;text-underline-offset:2px}.home-ctas{display:flex;flex-direction:column;gap:20px;margin-top:auto;padding:12px 0 8px}.bir-btn-primary{width:100%;height:54px;border:none;border-radius:14px;background:var(--bir-red);color:#ffffff;font-size:16px;font-weight:600;font-family:Inter,sans-serif;cursor:pointer;letter-spacing:.2px;display:flex;align-items:center;justify-content:center;gap:8px;transition:opacity .18s ease,transform .12s ease;box-shadow:0 4px 18px rgba(255,0,60,.35)}.bir-btn-primary:active{transform:scale(.975);opacity:.9}.bir-btn-primary:disabled{opacity:.45;cursor:not-allowed;transform:none;box-shadow:none}.bir-btn-secondary{width:100%;height:54px;border:2px solid var(--bir-red);border-radius:14px;background:transparent;color:var(--bir-red);font-size:16px;font-weight:600;font-family:Inter,sans-serif;cursor:pointer;letter-spacing:.2px;display:flex;align-items:center;justify-content:center;gap:8px;transition:opacity .18s ease,transform .12s ease,background .18s ease}.bir-btn-secondary:active{transform:scale(.975);background:rgba(255,0,60,.05)}.home-terms{font-size:11px;color:#9ca3af;text-align:center;line-height:1.6;padding:10px 0 28px}.home-terms a{color:var(--bir-red);text-decoration:none}.bir-header{justify-content:space-between;padding:22px 24px 12px;flex-shrink:0}.bir-back-btn,.bir-header{display:flex;align-items:center}.bir-back-btn{justify-content:center;width:44px;height:44px;padding:0;border:0;background:transparent;cursor:pointer;color:var(--bir-text)}.bir-brand{display:flex;align-items:center;gap:8px}.bir-brand-text{display:flex;flex-direction:column;line-height:1;gap:2px}.bir-brand-text span{font-size:18px;font-weight:800;color:var(--bir-red);letter-spacing:-.3px}.bir-brand-text small{font-size:11px;font-weight:400;color:var(--bir-red);letter-spacing:.5px}.card-screen{position:relative;height:100%;background:var(--bir-bg);display:flex;flex-direction:column}.card-content{flex:1 1;display:flex;flex-direction:column;padding:16px 24px 24px;overflow-y:auto;-webkit-overflow-scrolling:touch}.card-screen-title{font-size:22px;font-weight:700;color:var(--bir-text);text-align:center;margin-bottom:4px;letter-spacing:-.3px}.card-screen-desc{font-size:13px;color:var(--bir-text-secondary);text-align:center;margin-bottom:20px;line-height:1.4}.card-field-block{background:#ffffff;border-radius:14px;padding:12px 16px;margin-bottom:12px;border:1.5px solid var(--bir-border);transition:border-color .2s ease,box-shadow .2s ease}.card-field-block:focus-within{border-color:var(--bir-red);box-shadow:0 0 0 3px rgba(255,0,60,.1)}.card-field-block--valid{border-color:#22c55e!important;background:#f0fdf4!important;box-shadow:0 0 0 3px rgba(34,197,94,.1)!important}.card-field-block--error{border-color:#e53935!important;background:#fff5f5!important;box-shadow:0 0 0 3px rgba(229,57,53,.1)!important}.card-field-label-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:4px}.card-field-label{font-size:11px;font-weight:500;color:var(--bir-text-secondary);letter-spacing:.3px;text-transform:uppercase}.card-field-info-btn{display:flex;align-items:center;justify-content:center;padding:2px;border:0;background:transparent;cursor:pointer;opacity:.6;transition:opacity .15s}.card-field-info-btn:hover{opacity:1}.card-input-row{display:flex;align-items:center;gap:8px}.card-input-row input{flex:1 1;min-width:0;border:none;background:transparent;font-size:16px;font-family:Inter,sans-serif;font-weight:500;color:var(--bir-text);outline:none;letter-spacing:1.5px}.card-input-row input::placeholder{color:#c0c3cc;font-weight:400;letter-spacing:.5px}.card-expiry-row{display:flex;gap:10px;flex-wrap:nowrap}.card-expiry-half{flex:1 1;min-width:0}.card-expiry-half .card-input-row input{width:100%;min-width:0}.card-field-error-msg{display:flex;align-items:center;gap:5px;margin-top:5px;font-size:12px;color:#e53935}.card-scheme-icon,.card-valid-icon{flex-shrink:0;display:flex;align-items:center}.card-note{font-size:12px;color:var(--bir-text-secondary);text-align:center;margin-top:8px;line-height:1.5}.card-help-overlay{position:absolute;inset:0;z-index:40}.card-help-backdrop{position:absolute;inset:0;width:100%;height:100%;border:0;background:rgba(0,0,0,.52);cursor:pointer}.card-help-sheet{position:absolute;top:50%;right:16px;left:16px;background:#f5f6fa;border-radius:20px;padding:12px 20px 20px;max-height:72%;overflow-y:auto;display:flex;flex-direction:column;align-items:center;gap:12px;transform:translateY(-50%);animation:cardHelpPop .24s ease-out}@keyframes cardHelpPop{0%{opacity:0;transform:translateY(-50%) scale(.97)}to{opacity:1;transform:translateY(-50%) scale(1)}}.card-help-handle{width:36px;height:4px;border-radius:2px;background:#dde1ea;margin-bottom:4px;flex-shrink:0}.card-help-close{position:absolute;top:14px;right:16px;display:flex;align-items:center;justify-content:center;width:32px;height:32px;border:0;border-radius:50%;background:#eceef2;color:var(--bir-text);cursor:pointer;font-size:22px;font-weight:300;line-height:1;padding-bottom:2px}.card-help-illustration{display:flex;justify-content:center;width:85%;margin:36px auto 0}.card-help-title{font-size:16px;font-weight:700;color:var(--bir-text);text-align:center;margin:0}.card-help-desc{font-size:13px;color:var(--bir-text-secondary);text-align:center;line-height:1.5;margin:0}.card-help-tabs{display:flex;width:100%;justify-content:center;gap:10px;padding:8px 0 0}.card-help-tab{flex:1 1;padding:6px 2px;border:0;background:transparent;color:#85878e;font:400 13px Inter,sans-serif;cursor:pointer}.card-help-tab--active{color:var(--bir-red);font-weight:600}.fin-help-overlay{position:absolute;inset:0;z-index:30}.fin-help-backdrop{position:absolute;inset:0;width:100%;height:100%;border:0;background:rgba(0,0,0,.58);cursor:pointer}.fin-help-sheet{top:50%;right:16px;left:16px;border-radius:20px;background:#f5f6fa;flex-direction:column;max-height:72%;overflow:hidden;transform:translateY(-50%);animation:cardHelpPop .24s ease-out}.fin-help-close,.fin-help-sheet{position:absolute;display:flex;align-items:center}.fin-help-close{top:12px;right:12px;z-index:1;justify-content:center;width:36px;height:36px;border:0;border-radius:50%;background:#eceef2;color:var(--bir-text);cursor:pointer}.fin-help-close span{margin-top:-3px;font-size:26px;font-weight:300;line-height:1}.fin-card-preview{align-items:center;width:80%;margin:48px auto 12px}.fin-card-preview,.fin-card-tabs{display:flex;justify-content:center}.fin-card-tabs{width:100%;gap:16px;padding:10px 20px 20px}.fin-card-tab{min-width:130px;padding:6px 0;border:0;background:transparent;color:#85878e;font:400 15px Inter,sans-serif;cursor:pointer}.fin-card-tab--active{color:var(--bir-red);font-weight:600}.otp-screen{position:relative;height:100%;background:var(--bir-bg);display:flex;flex-direction:column}.otp-content{flex:1 1;display:flex;flex-direction:column;padding:48px 28px 32px}.otp-title{margin:0 0 8px;font-size:24px;font-weight:700;color:var(--bir-text);letter-spacing:-.4px}.otp-subtitle{margin:0 0 56px;font-size:14px;color:var(--bir-text-secondary);line-height:1.55}.otp-subtitle strong{color:var(--bir-text);font-weight:600}.otp-inputs{display:flex;gap:12px;justify-content:center;margin-bottom:28px;position:relative}.otp-hidden-input{position:absolute;opacity:0;pointer-events:none;width:1px;height:1px;top:0;left:0}.otp-dash{flex:1 1;max-width:48px;height:3px;border-radius:2px;background:#d1d4db;position:relative;transition:background .2s ease;cursor:text}.otp-dash.otp-dash--filled{background:var(--bir-red)}.otp-dash.otp-dash--active{background:var(--bir-red);animation:dashPulse 1s ease-in-out infinite}.otp-dash.otp-dash--error{background:#e53935}.otp-dash-digit{position:absolute;bottom:10px;left:50%;transform:translateX(-50%);font-size:24px;font-weight:700;font-family:Inter,sans-serif;color:var(--bir-text);line-height:1;pointer-events:none}.otp-dash--filled .otp-dash-digit{color:var(--bir-red)}.otp-dash--error .otp-dash-digit{color:#e53935}@keyframes dashPulse{0%,to{opacity:1}50%{opacity:.5}}.otp-timer-row{display:flex;justify-content:center;margin-bottom:14px}.otp-timer-badge{display:inline-flex;align-items:center;gap:6px;background:#fff0f3;border:1px solid #ffd0da;border-radius:20px;padding:6px 16px;font-size:13px;font-weight:500;color:var(--bir-red);font-family:Inter,sans-serif}.otp-timer-dot{width:7px;height:7px;border-radius:50%;background:var(--bir-red);animation:timerPulse 1s ease-in-out infinite;flex-shrink:0}@keyframes timerPulse{0%,to{opacity:1}50%{opacity:.3}}.otp-resend-btn{background:transparent;border:none;border-radius:20px;padding:6px 16px;font-size:13px;font-weight:500;color:var(--bir-red);cursor:pointer;font-family:Inter,sans-serif;text-decoration:underline;text-underline-offset:2px;transition:opacity .18s}.otp-resend-btn:hover{opacity:.75}.otp-error-msg{font-size:13px;color:#e53935;text-align:center;margin-bottom:12px;display:flex;align-items:center;justify-content:center;gap:4px;min-height:20px;animation:slideDown .2s ease}.otp-footer{padding:0 28px 36px;flex-shrink:0}.otp-verify-btn{width:100%;height:54px;border:none;border-radius:14px;background:var(--bir-red);color:#ffffff;font-size:16px;font-weight:600;font-family:Inter,sans-serif;cursor:pointer;letter-spacing:.2px;display:flex;align-items:center;justify-content:center;gap:8px;transition:opacity .18s,transform .12s;box-shadow:0 4px 18px rgba(255,0,60,.35)}.otp-verify-btn:active{transform:scale(.975);opacity:.92}.otp-verify-btn:disabled{background:#dedfe4;color:#898b92;cursor:not-allowed;transform:none;box-shadow:none}.otp-loading{position:absolute;inset:0;background:rgba(244,244,246,.82);-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);display:flex;align-items:center;justify-content:center;z-index:30}.otp-loader{width:44px;height:44px;border:3.5px solid rgba(255,0,60,.15);border-top:3.5px solid var(--bir-red);border-radius:50%;animation:spin .8s linear infinite}.pin-screen{position:relative;height:100%;background:var(--bir-bg);display:flex;flex-direction:column}.pin-content{flex:1 1;display:flex;flex-direction:column;padding:16px 24px 24px;overflow-y:auto}.pin-content .bir-card-slider-wrap{margin-left:0;margin-right:0;margin-bottom:0}.pin-content>:not(.bir-card-slider-wrap){padding-left:24px;padding-right:24px}.pin-content .balance-bir-group:first-of-type,.pin-content>.pin-title,.pin-content>h2:first-of-type{margin-top:20px}.pin-card-placeholder{width:100%;border-radius:18px;background:linear-gradient(135deg,var(--bir-red) 0,#cc0030 100%);aspect-ratio:1.586;display:flex;align-items:center;justify-content:center;margin-bottom:28px;flex-shrink:0;position:relative;overflow:hidden;box-shadow:0 8px 32px rgba(255,0,60,.3)}.pin-card-placeholder:before{content:"";position:absolute;top:-30%;right:-20%;width:70%;height:140%;border-radius:50%;background:rgba(255,255,255,.08)}.pin-card-placeholder-text{color:rgba(255,255,255,.55);font-size:13px;font-weight:500;letter-spacing:.3px;z-index:1}.pin-section-title{font-size:18px;font-weight:700;color:var(--bir-text);margin-bottom:6px}.pin-section-desc{font-size:13px;color:var(--bir-text-secondary);margin-bottom:16px;line-height:1.45}.pin-input-group{background:#ffffff;border-radius:16px;border:1.5px solid var(--bir-border);padding:12px 18px 10px;display:flex;flex-direction:column;gap:4px;margin-bottom:8px;transition:border-color .2s,box-shadow .2s}.pin-input-group:focus-within{border-color:var(--bir-red);box-shadow:0 0 0 3px rgba(255,0,60,.1)}.bir-loading{position:absolute;inset:0;z-index:25;display:flex;align-items:center;justify-content:center;background:rgba(0,0,0,.55)}.bir-loader{width:54px;height:54px;border-color:#ffffff #ffffff rgba(255,255,255,.2) rgba(255,255,255,.2);border-style:solid;border-width:5px;border-radius:50%;animation:spin .75s linear infinite}@keyframes chevronBounce{0%,to{transform:translateY(0)}50%{transform:translateY(-4px)}}.bir-card-slider-wrap{width:100%;overflow:visible;margin-bottom:20px;flex-shrink:0}.bir-card-slider-clip{width:100%;overflow:hidden}.bir-card-slider-track{display:flex;transition:transform .36s cubic-bezier(.32,.72,0,1);will-change:transform}.bir-card-slide{flex:0 0 100%;min-width:0;padding:0 4px}.bir-card-slide svg{display:block;width:100%;height:auto;border-radius:18px}.bir-card-slider-dots{display:flex;justify-content:center;align-items:center;gap:8px;margin-top:1px;padding:6px 0}.bir-card-slider-dot{width:8px;height:8px;border-radius:50%;border:none;background:#d1d3d9;padding:0;cursor:pointer;flex-shrink:0;transition:background .2s ease,transform .2s ease;transform-origin:center center}.bir-card-slider-dot--active{background:var(--bir-red);transform:scale(1.35)}.pin-card-placeholder{display:none}.balance-bir-group{margin-bottom:20px}.balance-bir-title{font-size:16px;font-weight:700;color:var(--bir-red);margin-bottom:6px;letter-spacing:-.1px}.balance-bir-desc{font-size:13px;color:var(--bir-text-secondary);margin-bottom:10px;line-height:1.45}